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Help Center
Have questions? We’ve got answers. Find quick solutions to common queries below.
Common Questions
No, our loans are designed to be accessible and do not require any collateral or assets as security.
Anyone from underserved or rural communities looking to start or grow a small business, with valid identification and purpose, is eligible to apply.
Microfinance provides small loans and financial services to low-income individuals to support income-generating activities and financial independence.
Microfinance provides small loans and financial services to low-income individuals to
support income-generating activities and financial independence.
A group loan is offered to a cluster of 5–10 individuals who jointly apply for a loan and share the responsibility for repayment.
All group members are jointly liable. If one person defaults, the rest of the group is responsible for covering the repayment.
No. Each member can use the loan for different income-generating activities, but the loan is managed collectively.
Yes, basic orientation on group responsibilities and repayment process is provided before loan disbursement.
While many group loans support women’s self-help groups, men and mixed groups are also eligible under certain programs.
Individual loans can be used for small business purposes such as opening a shop, buying inventory, tailoring, or other income-generating activities.
No collateral is required. Loans are approved based on your income potential, repayment ability, and documentation.
Loan amounts vary based on business needs and can range from ₹10,000 to ₹50,000 or more, depending on eligibility.
Repayments can be made monthly through EMIs, either via cash collection, bank transfer, or digital methods.
Yes, if your first loan is repaid on time, you can apply for a higher loan amount with improved terms.